What is the best Insurance for Car or Motorcycle?

What is the best Insurance for Car or Motorcycle?




Are you considering taking out insurance and still haven't decided which one to choose? Today we share information about some of the motor insurances and the main differences between them; We will talk about Compulsory Insurance and Motor Car Insurance



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When you have a vehicle, it is best to insure that investment, but what is the right insurance? Which one should you have? To get started, you must be well-informed. Here we will explain what the Compulsory Insurance and Motor Car Insurance consist of.

As we know, there is a Mandatory Car Insurance that is required by law and every car insurance must cover it. Compulsory Insurance is essentially a third-party only policy, meaning that if you collide with someone and damage their vehicle, your policy will cover the damage to the affected vehicle; however, you will not be covered by insurance for damage to your own vehicle.

Own motor insurance, as the name suggests, covers damage to your vehicle. These damages may include: theft, unidentified damage to your vehicle by a third party, or you being involved in an accident where you were at fault and causing damage to a third party.



If you have Compulsory Motor Insurance and you are responsible for an accident in which another vehicle is damaged, the insurance only covers the damage caused by that vehicle, but you do not get money to repair your vehicle, because Compulsory Traffic Insurance covers only damages to third parties.

On the other hand, if you have a personal damage policy that also covers compulsory insurance, you cover the damage of the other person in the accident as well as the damage to your vehicle.

Own Damage Insurance has many advantages, including:

You have compulsory insurance. (By law, all insurances must bring this coverage)
Own Damage Insurance may cover accidents: rollovers, total or partial losses, theft and accidents.
In most cases, a tow truck, locksmith, etc. Includes Roadside Assistance in case you need it.


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